Some more queries from a newbie

[traceym77]

Hi there

Just wanted to say thanks for the warm welcome and the helpful advice. I've been thinking about this a lot and it makes sense to give it a go. Here is my next question. I have 3 people in mind to care for their children (which starts a problem straight away as three are babies). One is my neighbour. Her wee boy is 1 in April (mine is 1 in June). Going by regulations I could take him on in April couldn't I? As they're right next door, it would be ideal. However my sister in law has hinted for me to take her two (1 is 1 in August and the other is 3). Apart from car journeys, has anyone had experience in looking after 3 1 year olds (in fact not sure if allowed) and an active 3 year old. Other concern is, as she is family I'd feel bad taking money from her however if she had help wouldn't be so bad. Does anyone know how much tax credit help someone with 2 kids would get? It would help make my mind up. Also, in your experience, is it harder to work with family than people you don't know?

Answers greatly appreciated.
Tracey

[traceym77]

Sorry

I realise I can only have 3 children udner 5 so looks like I'd be best sticking to family - would she still get help paying for them if I am family - is it ok once you are registerd?

Thanks
Tracey

[sarahnev707]

Once you are registered you would give her your number and she would claim tax credits for childcare, like any other customer, the relationship doesn't come into it. The maximum amount she would get is 75% of what she pays you - but that's if she's on minimum income, so it's worth her ringing tax credits - they will give her an idea of how much she would receive

It can be very hard minding for family and close friends - things inevitably happen you have to tell parents about and it can make it hard if they think you are, for example, constantly having a go at your nephew!! and what if she says, one month, sorry I can't pay you and you know she's spent a fortune on a new outfit - how would you cope then?

I've had 3 car seats in the back of my old fiesta years ago - it's ok so long as nobody pokes, prods, fights etc....

Good luck!

Sarahx

[mel]

I agree with Sarah. I had 3 very close together and needed to stick to a strict regime for my own sanity. Family does sometimes pose its difficulties so be sure to think carefully! I do mind my nephews on an ad hoc basis but my sister is very clear about payment and we have a very open relationship so it has been no problem

Mel x